Jerucap

About Us

Empowering Your Financial Confidence

At JeruCap, we don't just provide loans – we provide confidence. With decades of banking experience, we are committed to making finance simple, transparent, and stress-free.

Deepak MJ

CEO & Founder

%
Customer Satisfaction
+
Worldwide Clients

What we do

Excellent service and support for you

What Drives Us

To deliver transparent, reliable, and customer-first financial guidance that empowers our clients to make informed decisions with confidence.

A Future Where Finance is Simple

Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

Principles That Guide Us

Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

OUR SERVICES

Services We're offering

Home Loans

-Drive home your dream car without hassle.
-Financing covering up to 100% of on-road price of the car.
-Flexible repayment tenure, typically 1 to 7 years (new car)
-Quick and simpler sanction process

Car Loans

-Drive home your dream car without hassle.
-Financing covering up to 100% of on-road price of the car.
-Flexible repayment tenure, typically 1 to 7 years(new car)
-Quick and simpler sanction process

Loan Transfers / Balance Transfers

-Switch to better rates for your existing loans.
-Quick and simpler sanction processing to the user
-Transfer your existing loan to a lender offering lower interest rates and better terms.

Educational Loans

-Invest in your future with easy, flexible education funding.
-Available for both studies in India and abroad.
-Repayment tenure up to 15 years or more after course completion or employment.

Loan Against Property (LAP)

-Unlock the value of your property easily.
-Unlock high-value funding by pledging your residential or commercial property
-Repayment tenures extended up to 15-20 years to keep EMIs manageable.

Top-up Loans

-Additional funds made simple for your convenience.
-Access additional funds over your existing home or personal loan with ease.
-One EMI for both loans — simplifying your repayment burden.

Personal Loan

- The personal loan interest rates varies between 8.75% p.a. and 44% p.a
- Quick and simpler sanction processing to the user
- Get personal loans of up to Rs.40 lakh & above with flexible tenures of up to 6 years.

Business Loan

- Easy access to funds: Applying for a business loan gives easy access to funds at a competitive rate of interest for business expansion and growth.
- Improved cash flow: Getting a buisness loan improves the cash Improved cash flow: Getting a buisness loan improves the cash flow in the business.
- Tax Benefits: The interest paid on a business loan is often comes with tax benefits as a business expense. This can reduce your taxable income, potentially lowering your overall tax liability and making the loan a more affordable financing option.

Interest Rates

We bring you the latest interest rates from top banks & NBFCs, so you always get the best deal for your loan needs.

Home Loans

Starting from competitive rates across top banks

7.10% _p.a.

SBI Home Loan – 7.10% p.a. to 8.45% p.a.
BOB Home Loans- 7.45 pa to 8.05% p.a.
HDFC Home Loans – 7.20% p.a. to 13.20% p.a.
Axis Bank Home Loans- 7.25 p.a. to 13.50% p.a.
BOI Home Loans- 7.60% p.a to 8.55% p.a.
LIC Home Loans- 7.15% p.a. Onwards.
Sundaram Finance Home Loans- 8.75% p.a. to 10.50% p.a.
Kotak Mahindra Home Loans- 7.70%.p.a. onwards
Union Bank Home Loan – 7.15% p.a. onwards
Punjab National Bank (PNB) Home Loan – 7.90% p.a. onwards
PNB Housing Home Loan – 7.90% onwards

*Subject to approval

Car Loans

Drive your dream car home with easy financing

7.40% _{p.a onwards.}

Indian Overseas Bank- 7.40% p.a. Onward
Uco Bank- 7.45% p.a. Onward
Federal Bank- 8.25% p.a. Onward
Bank Of Baroda- 7.90% p.a. onwards
State Bank of India – 8.70% p.a Onwards
HDFC Bank- 9.00% p.a. onwards (Rack Interest)
Axis Bank- 8.80% p.a. onwards
ICICI Bank- 9.15% p.a. onwards
IDFC First Bank – 9.99% p.a.
Jammu and Kashmir Bank – 9.20% p.a onwards
Canara Bank – 7.70% p.a onwards
South Indian Bank- 8.75% p.a. onwards
Bank Of India- 7.60% p.a. onwards

*Subject to approval

Loan Transfers / Balance Transfers

Lower your existing loan rates and save more

7.10% _p.a.

As low as 7.10% p.a.
Varies by profile & bank
Save on interest costs
Quick processing

*Subject to approval

Educational Loans

Starting from competitive rates across top banks

6.90% _p.a.

State Bank of India Education Loan – 6.90% p.a. to 9.90% p.a..
Bank Of Baroda- 6.85% p.a. to 11.40% p.a.
Central Bank of India Education Loan – 7.55% p.a. to 10.25% p.a.
Punjab National Bank Education loan – 7.75% p.a. to 12.35% p.a.
Canara Bank Education Loan – 8.00% p.a. to 10.85% p.a.
IDFC FIRST Bank Education Loan – 9.50% p.a. onwards
HDFC Bank- 10.50% p.a. onwards
ICICI Bank- 8.50% p.a. to 10.25% p.a.
Axis Bank- 7.45% p.a. to 13.00% p.a.
Bank Of India- 1 year+ RBLR+7.70% p.a.to 1 year+ RBLR+2.50
Uco Bank- 7.50% p.a. to 11.20% p.a.
Federal Bank- 11.25% p.a. to 15% p.a.
Kotak Mahindra Bank- Maximum up to 16% p.a.
IDBI Bank- 9.10% p.a. to 10.40% p.a.
Bank Of Maharashtra- 8.05% p.a. onwards 10.70% p.a. onwards

*Subject to approval

Loan Against Property (LAP)

Unlock the value of your property with ease

7.75% _p.a.

Starting from 7.75% p.a.
High loan amounts
Flexible repayment
Minimal documentation

*Subject to approval

Top-up Loans

Quick funding for all your personal needs

10.50% _p.a.

From 10.50% p.a. onwards
No collateral required
Fast approval & disbursal
Flexible loan amounts

*Subject to approval

Personal Loan

Starting from competitive rates across top banks

8.75% _p.a.

HDFC Bank– 10.85% p.a. to 21% p.a.
Kotak Mahindra Bank - 10.99% - 16.99% p.a.
IDFC First Bank - 10.99% p.a.
IndusInd Bank - 10.49% p.a.
Tata Capital - 11.99% - 29.99% p.a.

*Subject to approval

Business Loan

Starting from competitive rates across top banks

10.23% _p.a.

HDFC Bank– 10.75% p.a. to 22.50% p.a.
Kotak Mahindra Bank - upto Rs.1 Crore
Federal Bank SME Loans - 11.60% - 17.35% p.a.
Standard Chartered Bank - 17.25% p.a. onwards
Tata Capital - 12% - 19% p.a.

*Subject to approval

WHY CHOOSE US

Why Choose
JeruCap?

With over two decades of experience in banking and finance, we bring unmatched knowledge and insights to help you make the best financial decisions for your future.

As trusted partners with top financial institutions, we provide access to a wide range of loan products with competitive interest rates and flexible terms.

We believe in complete transparency—no hidden charges or surprises. Our commitment is to secure the best possible interest rates for your loan needs.

From initial consultation to loan disbursement and beyond, we provide tailored guidance that matches your unique financial situation and goals.

Experience smooth, efficient loan processing with minimal documentation. Our team provides continuous support throughout your loan journey and beyond.

Our Process

Simple Steps to Get
Your Loan

Enquiry

Tell us your need.

Assessment

We evaluate your eligibility.

Bank Selection

Match you with the best lender.

Sanction & Disbursement

Fast & secure processing.

Continuous Support

We’re with you, always.

About Us

Empowering Your Financial Confidence

At JeruCap, we don't just provide loans – we provide confidence. With decades of banking experience, we are committed to making finance simple, transparent, and stress-free.

Deepak MJ

CEO & Founder

%
Customer Satisfaction
+
Worldwide Clients

What we do

Excellent service and support for you

What Drives Us

To deliver transparent, reliable, and customer-first financial guidance that empowers our clients to make informed decisions with confidence.

A Future Where Finance is Simple

Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

Principles That Guide Us

Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

OUR SERVICES

Services We're offering

Home Loans

-Drive home your dream car without hassle.
-Financing covering up to 100% of on-road price of the car.
-Flexible repayment tenure, typically 1 to 7 years (new car)
-Quick and simpler sanction process

Car Loans

-Drive home your dream car without hassle.
-Financing covering up to 100% of on-road price of the car.
-Flexible repayment tenure, typically 1 to 7 years(new car)
-Quick and simpler sanction process

Loan Transfers / Balance Transfers

-Switch to better rates for your existing loans.
-Quick and simpler sanction processing to the user
-Transfer your existing loan to a lender offering lower interest rates and better terms.

Educational Loans

-Invest in your future with easy, flexible education funding.
-Available for both studies in India and abroad.
-Repayment tenure up to 15 years or more after course completion or employment.

Loan Against Property (LAP)

-Unlock the value of your property easily.
-Unlock high-value funding by pledging your residential or commercial property
-Repayment tenures extended up to 15-20 years to keep EMIs manageable.

Top-up Loans

-Additional funds made simple for your convenience.
-Access additional funds over your existing home or personal loan with ease.
-One EMI for both loans — simplifying your repayment burden.

Personal Loan

- The personal loan interest rates varies between 8.75% p.a. and 44% p.a
- Quick and simpler sanction processing to the user
- Get personal loans of up to Rs.40 lakh & above with flexible tenures of up to 6 years.

Business Loan

- Easy access to funds: Applying for a business loan gives easy access to funds at a competitive rate of interest for business expansion and growth.
- Improved cash flow: Getting a buisness loan improves the cash Improved cash flow: Getting a buisness loan improves the cash flow in the business.
- Tax Benefits: The interest paid on a business loan is often comes with tax benefits as a business expense. This can reduce your taxable income, potentially lowering your overall tax liability and making the loan a more affordable financing option.

Interest Rates

We bring you the latest interest rates from top banks & NBFCs, so you always get the best deal for your loan needs.

Home Loans

Starting from competitive rates across top banks

7.10% _p.a.

SBI Home Loan – 7.10% p.a. to 8.45% p.a.
BOB Home Loans- 7.45 pa to 8.05% p.a.
HDFC Home Loans – 7.20% p.a. to 13.20% p.a.
Axis Bank Home Loans- 7.25 p.a. to 13.50% p.a.
BOI Home Loans- 7.60% p.a to 8.55% p.a.
LIC Home Loans- 7.15% p.a. Onwards.
Sundaram Finance Home Loans- 8.75% p.a. to 10.50% p.a.
Kotak Mahindra Home Loans- 7.70%.p.a. onwards
Union Bank Home Loan – 7.15% p.a. onwards
Punjab National Bank (PNB) Home Loan – 7.90% p.a. onwards
PNB Housing Home Loan – 7.90% onwards

*Subject to approval

Car Loans

Drive your dream car home with easy financing

7.40% _{p.a onwards.}

Indian Overseas Bank- 7.40% p.a. Onward
Uco Bank- 7.45% p.a. Onward
Federal Bank- 8.25% p.a. Onward
Bank Of Baroda- 7.90% p.a. onwards
State Bank of India – 8.70% p.a Onwards
HDFC Bank- 9.00% p.a. onwards (Rack Interest)
Axis Bank- 8.80% p.a. onwards
ICICI Bank- 9.15% p.a. onwards
IDFC First Bank – 9.99% p.a.
Jammu and Kashmir Bank – 9.20% p.a onwards
Canara Bank – 7.70% p.a onwards
South Indian Bank- 8.75% p.a. onwards
Bank Of India- 7.60% p.a. onwards

*Subject to approval

Loan Transfers / Balance Transfers

Lower your existing loan rates and save more

7.10% _p.a.

As low as 7.10% p.a.
Varies by profile & bank
Save on interest costs
Quick processing

*Subject to approval

Educational Loans

Starting from competitive rates across top banks

6.90% _p.a.

State Bank of India Education Loan – 6.90% p.a. to 9.90% p.a..
Bank Of Baroda- 6.85% p.a. to 11.40% p.a.
Central Bank of India Education Loan – 7.55% p.a. to 10.25% p.a.
Punjab National Bank Education loan – 7.75% p.a. to 12.35% p.a.
Canara Bank Education Loan – 8.00% p.a. to 10.85% p.a.
IDFC FIRST Bank Education Loan – 9.50% p.a. onwards
HDFC Bank- 10.50% p.a. onwards
ICICI Bank- 8.50% p.a. to 10.25% p.a.
Axis Bank- 7.45% p.a. to 13.00% p.a.
Bank Of India- 1 year+ RBLR+7.70% p.a.to 1 year+ RBLR+2.50
Uco Bank- 7.50% p.a. to 11.20% p.a.
Federal Bank- 11.25% p.a. to 15% p.a.
Kotak Mahindra Bank- Maximum up to 16% p.a.
IDBI Bank- 9.10% p.a. to 10.40% p.a.
Bank Of Maharashtra- 8.05% p.a. onwards 10.70% p.a. onwards

*Subject to approval

Loan Against Property (LAP)

Unlock the value of your property with ease

7.75% _p.a.

Starting from 7.75% p.a.
High loan amounts
Flexible repayment
Minimal documentation

*Subject to approval

Top-up Loans

Quick funding for all your personal needs

10.50% _p.a.

From 10.50% p.a. onwards
No collateral required
Fast approval & disbursal
Flexible loan amounts

*Subject to approval

Personal Loan

Starting from competitive rates across top banks

8.75% _p.a.

HDFC Bank– 10.85% p.a. to 21% p.a.
Kotak Mahindra Bank - 10.99% - 16.99% p.a.
IDFC First Bank - 10.99% p.a.
IndusInd Bank - 10.49% p.a.
Tata Capital - 11.99% - 29.99% p.a.

*Subject to approval

Business Loan

Starting from competitive rates across top banks

10.23% _p.a.

HDFC Bank– 10.75% p.a. to 22.50% p.a.
Kotak Mahindra Bank - upto Rs.1 Crore
Federal Bank SME Loans - 11.60% - 17.35% p.a.
Standard Chartered Bank - 17.25% p.a. onwards
Tata Capital - 12% - 19% p.a.

*Subject to approval

WHY CHOOSE US

Why Choose
JeruCap?

With over two decades of experience in banking and finance, we bring unmatched knowledge and insights to help you make the best financial decisions for your future.

As trusted partners with top financial institutions, we provide access to a wide range of loan products with competitive interest rates and flexible terms.

We believe in complete transparency—no hidden charges or surprises. Our commitment is to secure the best possible interest rates for your loan needs.

From initial consultation to loan disbursement and beyond, we provide tailored guidance that matches your unique financial situation and goals.

Experience smooth, efficient loan processing with minimal documentation. Our team provides continuous support throughout your loan journey and beyond.

Our Process

Simple Steps to Get
Your Loan

Enquiry

Tell us your need.

Assessment

We evaluate your eligibility.

Bank Selection

Match you with the best lender.

Sanction & Disbursement

Fast & secure processing.

Continuous Support

We’re with you, always.

Home | Jerucap

Guide. Grow. Prosper.

Best Rates. Trusted Support.

Empowering Your Financial Confidence

Deepak MJ

What we do

Excellent service and support for you

What Drives Us

To deliver transparent, reliable, and customer-first financial guidance that empowers our clients to make informed decisions with confidence.

A Future Where Finance is Simple

Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

Principles That Guide Us

Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

OUR SERVICES

Services We're offering

Home Loans

Car Loans

Loan Transfers / Balance Transfers

Educational Loans

Loan Against Property (LAP)

Top-up Loans

Personal Loan

Business Loan

Compare & Choose

Interest Rates

Home Loans

7.10% p.a.

Car Loans

7.40% p.a onwards.

Loan Transfers / Balance Transfers

7.10% p.a.

Educational Loans

6.90% p.a.

Loan Against Property (LAP)

7.75% p.a.

Top-up Loans

10.50% p.a.

Personal Loan

8.75% p.a.

Business Loan

10.23% p.a.

WHY CHOOSE US

Why Choose JeruCap?

21+ Years of Financial Consultancy Expertise

Authorized Partner with Leading Banks & NBFCs

Transparent Processes with Best Interest Rates

Personalized, End-to-End Guidance

Hassle-Free Loan Processing with Continuous Support

Our Process

Simple Steps to Get Your Loan

Enquiry

Assessment

Bank Selection

Sanction & Disbursement

Continuous Support

21+

9600+

Guide. Grow. Prosper.

Best Rates. Trusted Support.

Empowering Your Financial Confidence

Deepak MJ

What we do

Excellent service and support for you

What Drives Us

To deliver transparent, reliable, and customer-first financial guidance that empowers our clients to make informed decisions with confidence.

A Future Where Finance is Simple

Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

Principles That Guide Us

Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

OUR SERVICES

Services We're offering

Home Loans

Car Loans

Loan Transfers / Balance Transfers

Educational Loans

Loan Against Property (LAP)

Top-up Loans

Personal Loan

Business Loan

Compare & Choose

Interest Rates

Guide.
Grow. Prosper.

Best Rates.
Trusted Support.

7.10% _p.a.

7.40% _{p.a onwards.}

7.10% _p.a.

6.90% _p.a.

7.75% _p.a.

10.50% _p.a.

8.75% _p.a.

10.23% _p.a.

Why Choose
JeruCap?

Simple Steps to Get
Your Loan

Guide.
Grow. Prosper.

Best Rates.
Trusted Support.

7.10% _p.a.

7.40% _{p.a onwards.}

7.10% _p.a.

6.90% _p.a.

7.75% _p.a.

10.50% _p.a.

8.75% _p.a.

10.23% _p.a.

Why Choose
JeruCap?

Simple Steps to Get
Your Loan