Jerucap

2nd Floor, P V Complex, Westfort Junction, Thrissur
+91 98474 42007

About Us

Empowering Your Financial Confidence

At JeruCap, we don't just provide loans – we provide confidence. With decades of banking experience, we are committed to making finance simple, transparent, and stress-free.

Deepak MJ

CEO & Founder

%
Customer Satisfaction
+
Worldwide Clients

What we do

Excellent service and support for you

What Drives Us

To deliver transparent, reliable, and customer-first financial guidance that empowers our clients to make informed decisions with confidence.

A Future Where Finance is Simple

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Principles That Guide Us

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OUR SERVICES

Services We're offering

Home Loans

-Loan amounts available up to ₹10 crore.
-Repayment tenures up to 30 years to reduce EMI burden.
-Low processing fee (from 0.5% of loan).
-Zero pre-payment charges on certain loans.

Loan Transfers / Balance Transfers

-Switch to better rates for your existing loans.
-Quick and simpler sanction processing to the user
-Transfer your existing loan to a lender offering lower interest rates and better terms.

Loan Against Property (LAP)

-Unlock the value of your property easily.
-Unlock high-value funding by pledging your residential or commercial property
-Repayment tenures extended up to 15-20 years to keep EMIs manageable.

Car Loans

-Drive home your dream car without hassle.
-Financing covering up to 100% of on-road price of the car.
-Flexible repayment tenure, typically 1 to 7 years(new car)
-Quick and simpler sanction process

Top-up Loans

-Additional funds made simple for your convenience.
-Access additional funds over your existing home or personal loan with ease.
-One EMI for both loans — simplifying your repayment burden.

Educational Loans

-Invest in your future with easy, flexible education funding.
-Available for both studies in India and abroad.
-Repayment tenure up to 15 years or more after course completion or employment.

Interest Rates

We bring you the latest interest rates from top banks & NBFCs, so you always get the best deal for your loan needs.

🏠 Home Loans

Starting from competitive rates across top banks

8.35% _p.a.

HDFC Bank – 8.35% p.a.
SBI – 8.40% p.a.
ICICI Bank – 8.45% p.a.
Axis Bank – 8.50% p.a.
Kotak Mahindra – 8.55% p.a.

*Subject to approval

🔄 Balance Transfer

Lower your existing loan rates and save more

8.30% _p.a.

As low as 8.30% p.a.
Varies by profile & bank
Save on interest costs
Quick processing

*Subject to approval

🏢 Loan Against Property

Unlock the value of your property with ease

9.75% _p.a.

Starting from 9.75% p.a.
High loan amounts
Flexible repayment
Minimal documentation

*Subject to approval

👨‍💼 Business Loans

Fuel your business growth with competitive rates

12.00% _p.a.

From 12.00% p.a. onwards
Working capital solutions
Business expansion funding
Equipment financing
Collateral & unsecured options

*Subject to approval

👩‍💼 Personal Loans

Quick funding for all your personal needs

10.50% _p.a.

From 10.50% p.a. onwards
No collateral required
Fast approval & disbursal
Flexible loan amounts

*Subject to approval

🚗 Car Loans

Drive your dream car home with easy financing

8.70% _{p.a. onwards}

Interest rates from 8.70% p.a.
Loan amount up to ₹1 Crore
Up to 100% on-road price financing
Flexible repayment tenure up to 7 years
Quick approval in 2 hours

*Subject to approval

WHY CHOOSE US

Why Choose
JeruCap?

With over two decades of experience in banking and finance, we bring unmatched knowledge and insights to help you make the best financial decisions for your future.

As trusted partners with top financial institutions, we provide access to a wide range of loan products with competitive interest rates and flexible terms.

We believe in complete transparency—no hidden charges or surprises. Our commitment is to secure the best possible interest rates for your loan needs.

From initial consultation to loan disbursement and beyond, we provide tailored guidance that matches your unique financial situation and goals.

Experience smooth, efficient loan processing with minimal documentation. Our team provides continuous support throughout your loan journey and beyond.

Our Process

Simple Steps to Get
Your Loan

Enquiry

Tell us your need.

Assessment

We evaluate your eligibility.

Bank Selection

Match you with the best lender.

Sanction & Disbursement

Fast & secure processing.

Continuous Support

We’re with you, always.

2nd Floor, P V Complex, Westfort Junction, Thrissur
+91 98474 42007

About Us

Empowering Your Financial Confidence

At JeruCap, we don't just provide loans – we provide confidence. With decades of banking experience, we are committed to making finance simple, transparent, and stress-free.