Home Loans
Turn your dream of owning a home into reality with JeruCap’s comprehensive home loan solutions. We partner with top banks and NBFCs across India to offer loan amounts of up to ₹10 crore, with interest rates starting as low as 7.35% p.a. Enjoy flexible repayment tenures extending up to 30 years, allowing you to manage your EMIs with ease. Whether you’re purchasing a new home, buying a plot, constructing, renovating, or transferring an existing home loan, JeruCap ensures transparent guidance, minimal processing fees, and faster approvals. Our expert team simplifies the entire process — from eligibility checks to documentation — so you can focus on building your dream home while we handle the rest.
Key Features
- Loan amounts available up to ₹10 crore
- Repayment tenures up to 30 years to reduce EMI burden
- Low processing fee (from 0.5% of loan)
- Zero pre-payment charges on certain loans
- Tax benefits under Section 80C and Section 24
Eligibility Criteria
- Age: 21 to 65 years
- Minimum income: ₹25,000 per month for salaried individuals
- Credit Score: 750 or above preferred
- Employment: Salaried or Self-employed
Documents Required
- Identity Proof (Aadhaar, PAN, Passport)
- Address Proof (Utility bills, Aadhaar)
- Income Proof (Salary slips, ITR, Bank statements)
- Property Documents
- Passport-size photographs
Ready to Apply?
Get started with your Home Loans application today. Our team will guide you through the entire process.