Top-up Loans
Enhance your financial flexibility with JeruCap’s Top-Up Loan solutions. Access additional funds over your existing home or personal loan without the hassle of a new application. Enjoy quick disbursal, minimal documentation, and attractive interest rates—often lower than personal loans. Whether for home renovation, education, or business needs, JeruCap makes borrowing extra funds simple, smart, and stress-free.
Key Features
- Additional funds made simple for your convenience
- Quick and simpler sanction process
- Access additional funds over your existing loan with ease
- One EMI for both loans — simplifying repayment
- Lower interest rates compared to personal loans
Eligibility Criteria
- Existing loan should be at least 12 months old
- Regular payment history required
- Credit Score: 700 or above
- Should have repaid at least 12 EMIs
Documents Required
- Existing loan statement
- Identity and Address proof
- Latest income documents
- Bank statements
- Property documents (if applicable)
Ready to Apply?
Get started with your Top-up Loans application today. Our team will guide you through the entire process.